Pre-Retirees and Retirees

Client Centered

Client Centered

The "retirement red zone" is a critical time to ensure you are making prudent decisions for retirement. This time frame refers to 10 years prior to retirement through 10 years into retirement. 

Have I saved enough to provide me with comfortable total income during retirement?

Are my investments positioned appropriately, with proper risk/return characteristics?

When is the optimal time for me to start drawing social security?  For my spouse (if applicable)?

Have we established and/or reviewed our estate plan?

Am I optimizing my tax scenario, both now and for my beneficiaries?

Transitioning into retirement entails psychological changes just as much as financial changes. Let us help ensure you are properly prepared, whether retirement keeps you in the Fresno area or whether you spread your wings geographically.